The new round of spot checks was conducted between November and December 2011. The main objectives were: To ascertain that the data as it appears on the MYC4 platform is the same as that on the providers records. To verify that the loans are actually given to bona fide clients. To establish whether the providers [...]
Archive for the ‘Credit Operations’ Category
Reflections on loan appraisal
Posted in Credit Operations, tagged Capacity, Credit assessment, Lending, loan appraisal, loan evaluation, Microfinance, MYC4, risk on March 5, 2012 | Leave a Comment »
I find it empowering that as a MYC4 investor one can easily get an insight into the appraisal process and other risk mitigation measures undertaken on each loan posted on the platform. One can achieve this by simply clicking on the product tab at the very bottom of the loan they plan to invest in. [...]
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